2025 Accounts Summary for Members

We are delighted to inform our members that we have completed another strong financial year to 30 September 2025, showing continued growth, stability and investment in our members.

Stronger Financial Position
Our total assets increased to £81.5 million, reflecting steady growth in lending and savings. Member share balances also rose to £66.5 million, showing continued trust and support.

Healthy Annual Surplus
We achieved a surplus of £2.2 million after tax, helped by increased loan interest income and careful cost management.

Supporting Members
This year we returned significant value to members through:
• £898,468 in dividends, and
• £1,022,011 in loan interest rebates.

Strong Reserves
Our reserves now stand at £12.47 million, representing 15.3% of total assets—well above the regulatory minimum. This ensures your Credit Union remains safe, secure and future ready.

Clean Audit Report
Independent auditors confirmed the accounts give a true and fair view and meet all regulatory requirements

You can view our accounts by clicking here